Skips and Misjumps Pt. 2

 Final Approval... 

If you read that with a booming reverb sounding in your head, you read it right. Final approval means the Bank will indeed invest in your ship(s) provided you make some tweaks.

First, the Bank will provide you with an anti-hijack program. Lh, it will work against others trying to hijack your ship as well. 

They may also gift you a Library program. Fun fact, Library programs update every time you put into port -not just the regular content, but your payment and credit history. 

Your ship's transponder will also notify any and all that you skipped a payment. Oh, you'll shut it off? That won't look suspicious at all.

Your Library program or anti-hijack program may introduce all manner of colorful glitches into your ship as you miss payment(s). They get worse and worse. Eventually you get all manner of false warnings when you try to run your Jump programs. Want to jump anyway? 

As a sign of your new long term relationship, the Bank will show its love by putting out an in depth description of you, your ship, your crew, and known associates. This will be done as soon as the Bank approves you but at least a week or two before they let you know you are approved. 

Dark Finance

At higher TLs, Banks have methods of securing collateral that would give a loan shark nightmares. Any interview or a routine medical exam might involve missing time. What happened to those missing minutes? Hours? 

You got a free implant! When you miss a payment, it helpfully notifies you. Again and again and again and... you get the idea? This only ceases when you make good. Some say they could hear it ,even when they ordered themselves into a low berth. 

Some implants only send one notice. They blow your head off -afteall you stole a ship. The notice is more for other mortgage holders! Unless you believe in an Afterlife. They blow your head off -after all you stole a ship. Theft of ship or cargo is piracy. Piracy gets a death sentence in most of known space. 

This may be a hard pill for some players to swallow (especially the ones what plan on skipping!) Finding a way to neutralize the implant might be a side quest in itself and neutralization might provide an additional benefit (activates your psi, gives you a link to your ship computer etc.)

Some Banks install complimentary security bots. This allows you to function without dedicated troops. Miss a payment and the robots become uncomplimentary. 

Bear in mind the Bank will be generous and forgiving to any crew who turn you in. Forgiving as in no charges pressed (and some old ones dropped). Generous as in 1% and up of the ship's value, cash. they might even provide the name of a good accountant to help with taxes on the sudden windfall.


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